When you are hit with a potential foreclosure, it can be a devastating prospect. Whether your mortgage debt is more than your home’s current value, whether you have missed payments due to a job loss, illness, injury, death in the family, divorce, or through some other scenario, losing your home can be overwhelming. The sooner you act, however, the better your chances will be to find ways to fight a foreclosure, avoid one, or make the outcome as favorable as possible for you and your family. The longer you wait to take action, the more difficult it may become to do so.
A foreclosure lawyer can assist you in this difficult situation by helping you explore all of the defenses, options, and alternatives that may be available to you based on the specifics of your mortgage, loan terms, and other factors in your case. This legal assistance can include negotiating with your lender to avoid a foreclosure or finding legal grounds in your favor that can be used on your behalf in court. At the Law Firm of R. David Marquez, P.C. the legal team has extensive experience in handling foreclosure cases at various stages in the process and has achieved successful results in many New York counties, including Kings, Queens, Nassau, and Suffolk. A Long Island foreclosure defense lawyer at the firm can evaluate your situation so that you can make informed decisions about the best way to proceed.
Legal Actions a Foreclosure Lawyer Can Take
A foreclosure lawyer can thoroughly examine all of the documents connected with the purchase and mortgage of your property in order to identify any possible legal defenses or counterclaims that can be made against the lender. Your personal and financial information will be reviewed, including an evaluation of how you came to be in default, what the mitigating circumstances were that may have caused this, and what your objectives are in the matter. An attorney at the firm can determine what viable alternatives you may have to foreclosure and can negotiate with your lender to accomplish these. Finally, he can vigorously defend you in court. All of these actions can result in a better outcome than if you did nothing or tried to defend yourself against a lender who has a legal staff working against you.
Contact a Long Island foreclosure defense attorney for dedicated legal support in any foreclosure matter today.
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